When people hear that I’m a financial planner, they tend to imagine one of two things. Some expect me to have a secret list of ‘can’t-miss’ stock tips, whispered in hushed tones like a Wall Street insider. Others picture me as a human spreadsheet, tracking budgets, trimming expenses, and preaching the gospel of discipline. The truth is, my work – …
“Into the great unknown.” It’s a phrase that makes for an excellent sci-fi tagline, but not such a comforting way to describe your retirement. After three or four decades of working, saving, and planning, it can feel downright unsettling to step away from a paycheck and into a future that might last just as long as your career. When you …
If you’ve been watching the financial headlines lately, you’ve probably noticed how quickly things have changed. Inflation has driven prices up, interest rates have climbed, and borrowing money – once almost painless – has suddenly become expensive again. For years, cheap debt made it easy to justify ‘buy now, pay later’. Low interest rates softened the sting of financing cars, …
After I retired, I initially worried about how I would fill my days without the structure of a 30+ year career. Work had long defined my routine, balancing job responsibilities with family life, vacations, and fun. My husband Gene is still working, so I began navigating retirement on my own. We moved to Southern Utah the day after I retired, …
The first few months of 2026 were busy for me and my family. January brought the official start of the baseball season to our household. Our son, Michael, began his regular practice schedule and he and I traveled to Phoenix for a few days to enjoy some baseball in the sunshine. I’m helping our high school baseball team again this …
Ever been to a family reunion and thought, “I can’t possibly be related to these people?” You may look like them, but you know you’re different. Yet, if a stranger walked by, they’d assume you’re all cut from the same cloth. That, in a nutshell, is how investors often relate to ‘the market’. People see headlines about how ‘the market’ is …
A longtime client, Tricia, recently reached out after a conversation with a friend and shared an important retirement planning tip she felt more people should be aware of. We share it with you here. As many of us settle into what may be our “forever home,” it’s easy to overlook an important financial detail: keeping records of home improvements. Whether …
Elevated Retirement Group hosted a volunteer event at Harvesters Community Food Network on Friday, March 6th, bringing together 25 clients, friends, and staff members. The group assembled 1,350 BackSnack meal bags, totaling 3,462 pounds of food. Harvesters BackSnack program, provides a weekly backpack of nutritious, child-friendly food to elementary and some middle school students for use over the weekend. The …
Spring is in the air (finally!), and with it comes the annual nudge to refresh, replace, and reconsider. For many people, including those nearing or in retirement, that nudge isn’t just about changing curtains or mulching flower beds; it’s about rethinking one of life’s largest financial and emotional commitments: where we call home in retirement. In my experience, the most …
When a magician yanks a rabbit from a hat, we instinctively know the truth: it isn’t magic. It’s misdirection. It’s sleight of hand, a well-timed pivot that draws your attention to one spot while the real trick unfolds elsewhere. That same maneuver shows up in your financial life. We tend to fix our gaze on the obvious: investment returns, coupons, …
