This is Part 2 of our Hidden Risks series, and we’re shifting focus to one of the biggest long-term threats to your retirement: taxes. Some risks don’t hit all at once, they slowly wear down your plan over time. Scott breaks down how tax decisions shape your income, flexibility, and long-term outcomes. If Part 1 was about protecting your plan, this one is about keeping more of what you’ve built.

Here’s what we cover in this episode:

💸 Tax Drag: Small inefficiencies add up over time

🪣 Tax Buckets: Where your money sits matters

📉 RMD Pressure: Forced withdrawals can raise taxes

🏥 IRMAA Risk: Income can increase Medicare costs

👥 Survivor Impact: Taxes can rise after a spouse passes

Watch Part 1: The Hidden Risks That Could Derail Your Retirement: What Most People Forget to Protect – https://youtu.be/BY0UpdmV5cg 

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