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A Budget versus Budgeting

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

A Budget versus Budgeting: Why the Difference Matters for Retirement Life is full of goals and resolutions that come and go – some stick, most don’t. But money goals? They tend to linger. That’s because the need for money, and the challenges that come with managing it, never really go away. And when retirement starts appearing on the horizon, those …

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The Challenge of So Many Retirement Choices

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

If you were to ask me what is my very favorite thing, I think I’d say it’s choice. I suppose it’s like declaring that freedom is good. The very ability to make choices with our time, money, relationships, careers…these all make life so much richer than the alternative, having few choices. An uncluttered view of a distant horizon? Love it. …

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Retirement Planning, in Just One Word

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

Working in the retirement planning realm for so long has given me the opportunity to talk with hundreds, perhaps thousands, of people about what they hope to experience during retirement. Discussions of money, time, and purpose lead to so many interesting insights about what a life well-lived might look like. A simple question like, “What would you like retirement to …

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2025 Spring Newsletter: Salt Lake City

In Newsletters, Newsletters: Salt Lake City Office by Scott Dougan

It’s the best time of the year:  baseball season!  Not only has my favorite (though usually heartbreaking) team, the Boston Red Sox, started playing, but high school baseball season has started, and my 12-year-old son has already played over 20 games this year.  I live for this!  I’m an assistant coach for both my son’s team and for our local …

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Planning Retirement Income

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

There are several questions that hopeful retirees are consistently asking as they seek to build a successful retirement. Some of these questions are: When can I retire? How much do we need? Will I have enough? What if there’s a major healthcare, stock market, or inflationary event that threatens what we’ve saved? While all of these questions are certainly different …

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Maybe Wealth Isn’t Quite What You Thought

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

“We’ll retire when the 401(k) hits a million.” Or $500,000, or $5,000,000. It’s not uncommon at all for people to set financial goals like these that are very clear and very exciting. After all, what’s unclear about getting to a certain dollar amount in savings? And while I applaud these goals and will cheer for you as you work toward …

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Harvesters Update

In Articles: Kansas City Office, Community Involvement, Spring 2025 by Scott Dougan

We had 43 clients and prospective clients show up to help local families & individuals who experience: Noun – Food in-se-cu-ri-ty – the condition of not having access to sufficient food, or food of an adequate quality, to meet one’s basic needs. We split up into 2 groups. Group 1 put together 340 cases of food items for the elderly …