When it comes to retirement preparedness, countless studies indicate that many baby boomers are woefully unprepared. As a general demographic, they face the grim possibility of struggling with poverty in their later years, or even being unable to retire at all. It’s a sobering reality, but it raises an interesting question to the contrary: can someone actually save too much …

For those who are approaching the later stages of life, insurance is a big deal. And with politics endlessly in the news, politicians from all sides continue to debate what’s best for the “average American.” Unfortunately, these discussions often lead to gridlock, fueled by competing perspectives, and a system riddled with flaws. While there may be no straightforward solutions to …

As college costs continue to rise and the job market becomes increasingly tech-driven, many families with young children are feeling the weight of financial uncertainty. The very education their kids need to thrive appears to be slipping out of reach, with alarming stories of graduates burdened by hefty student loans as they embark on adulthood. This situation leaves parents and …

Retirement means something a bit different to everyone. To some, it’s a financial finish line. To others, retirement represents a transition from paid work to volunteer work. Whatever it means to you and those close to you, retirement happens, whether by choice or by force. As a person nears ‘retirement age’, a litany of decisions arise that must be carefully …

I’d like to share a few important discoveries that we’ve made in our business. This list is actually pretty insightful because it’s one that our clients helped us assemble. Those who invest the most in their planning reap the greatest rewards. People who regret financial decisions can usually point to not having enough information about the decision. Typically, this results from …