Steps To Take in 2026: Reflection, Renewal, and Readiness for the Year Ahead
How can another year have come and gone so quickly? It seems like yesterday we were making sense of 2025, another year full of surprises, resilience, and reminders that the world (and the markets) rarely follow a script. Inflation cooled but not without a few bumps. Interest rates stayed higher than we’d grown used to, testing patience and portfolios alike. …
Welcome Thomas James
Born November 22nd Tyler and Hannah Moison welcomed Thomas James into the world on Saturday, November 22nd. Mommy, baby and daddy are all doing great.
An Elevated Communication Experience
Fewer Emails. Greater Financial Impact. If you choose to remain on our VIP list, you’ll hear from me less often—but with far more purpose behind every message. Your time and your inbox are important, and I want to ensure each communication you receive directly supports your financial clarity, confidence, and long-term goals. Going forward, my updates will focus on what …
Back to the Basics: How Home Equity Can Support a More Flexible Retirement
For many retirees, the home is more than a place to live, it’s one of the largest assets on the balance sheet. Yet home equity is often overlooked or underutilized in retirement planning. When thoughtfully integrated into a broader financial strategy, home equity can provide flexibility, resilience, and peace of mind throughout retirement. The key isn’t viewing your home as …
Briefcase Study: Talking with Adult Children About Aging Plans
Talking with Adult Children About Aging Plans: Why the Conversation Matters Over the holidays, Marsha found herself packaging up Christmas dinner leftovers with her adult daughter to feed the grandkids for days to come. What she didn’t expect was the conversation they had about the future and what may come next for Marsha after she can no longer continue to …
The “New” Retirement Strategy That’s Been Working All Along
Not long ago, I received an email from a well-known financial firm with the bold subject line: “[Name] Shares a New Retirement Strategy.” Naturally, my curiosity was piqued. Who doesn’t want to learn a new way to make retirement income more reliable? But as I read on, I smiled. The ‘new’ idea being introduced was something we’ve used at Elevated Retirement Group …
The Joy of the Splurge: Why a Little Luxury Makes More Sense at 62 Than at 22
I’ll admit this upfront: what I’m about to say might surprise you. It even surprises me sometimes. I’ve spent most of my career preaching prudence: save diligently, invest wisely, live below your means. And yet, as I’ve grown older and watched clients move from earning to enjoying, I’ve come to a surprising conclusion. Buying a few luxury items in your …
How Much Do You Trust the Market?
Every now and then, I get a call or an email that goes something like this: “Someone on the news says the market is going to crash in September or October. Should I be worried?” It’s a fair question, and I’m always glad when someone reaches out to ask. In fact, I get this one often enough that I figured it’s …
Choosing the Right Pension Option
Choosing the Right Pension Option: A Lifelong Decision in Disguise One of the most common and consequential decisions facing new retirees is choosing the right pension payout option. If you’re retiring from a company, school district, or municipality, chances are you’ve been handed a list of confusing choices with names like Single Life Annuity, 50% Joint & Survivor Annuity, or PLOP (Partial Lump Sum …
Are You the Family Bank?
Are You the Family Bank? Here’s How to Turn a Potential Burden into a Blessing Picture this: Your phone rings. It’s a family member – again. You instinctively brace yourself, because this isn’t just a “Hey, how are you?” call. Nope. This is a “Hey, I’m in a bit of a bind and could really use some help” call. And …
