Client Corner: Let’s Explore
We have been successful business owners, entrepreneurs, and adventure-driven people who love exploring and pioneering. Even though retired, we still pursue these avenues for a gratifying life. We love traveling, especially to beautiful mountainous areas. Together, we enjoy hiking, camping, snowshoeing, and Nordic skiing, while Bob also loves Alpine skiing and golf. Bob’s corporate career with a large public corporation …
2025 Winter Newsletter: Salt Lake City
As is our style, my family hit the ground running in 2025. With both kids basically in year-round sports, we took advantage of the short break around the holidays to relax together in St. George – sleeping in was required. It was a much-needed recharge, but we’re happy to be back at home in a routine, as busy as it …
Your Five-Year Plan
When I was a kid, I was obsessed with the idea that whatever I chose to do at any moment could change my life forever. I’m not talking about which sports to play or what to say to the cute girl in my class. No, I was focused on what would happen if I snapped my fingers or raised my …
Briefcase Study: Do you make New Year’s Resolutions?
Do you make New Year’s Resolutions? Do you also keep New Year’s Resolutions? I’m not a big resolutions guy, but I’m happy to hear from others who’ve had a resolution actually stick. A friend of mine started a resolution to floss his teeth daily starting on January 1st, 2012, and hasn’t missed a day since. When you read this, assuming …
Back to the Basics: New Year Reflection
New Year Reflection: The Mexican Fisherman and the American Businessman As we embark on another year, it’s natural to think about our goals and ambitions—working harder, saving more, and striving for greater ‘success’. But amidst this drive, it’s worth pausing to reflect on what we truly want out of life. One story that captures this sentiment beautifully is the parable …
Why Do Retirees Feel Busier Than When They Had Jobs?
Have you heard of Parkinson’s Law? This principle states that “work expands so as to fill the time available for its completion.” This concept could shed light on the bewilderment many retirees experience. When individuals transition into retirement, they suddenly have more time for tasks and activities. Paradoxically, this newfound time can lead to an overwhelming sense of busyness, as …
The Need to Learn Cursive and Math
In today’s digital age, many people argue against the need to memorize facts for tests or everyday tasks. The rationale often goes, “I’ll be okay as long as I know where to find the information.” With resources like Google at our fingertips, it’s easy to see the merit in this perspective. However, consider this: what happens when you give a …
Can I Save Too Much for Retirement?
When it comes to retirement preparedness, countless studies indicate that many baby boomers are woefully unprepared. As a general demographic, they face the grim possibility of struggling with poverty in their later years, or even being unable to retire at all. It’s a sobering reality, but it raises an interesting question to the contrary: can someone actually save too much …
Long Term Care Insurance and Health Insurance – Not Your Average Topic
For those who are approaching the later stages of life, insurance is a big deal. And with politics endlessly in the news, politicians from all sides continue to debate what’s best for the “average American.” Unfortunately, these discussions often lead to gridlock, fueled by competing perspectives, and a system riddled with flaws. While there may be no straightforward solutions to …
The New Inheritance Trend
As college costs continue to rise and the job market becomes increasingly tech-driven, many families with young children are feeling the weight of financial uncertainty. The very education their kids need to thrive appears to be slipping out of reach, with alarming stories of graduates burdened by hefty student loans as they embark on adulthood. This situation leaves parents and …
