Why Do Retirees Feel Busier Than When They Had Jobs?
Have you heard of Parkinson’s Law? This principle states that “work expands so as to fill the time available for its completion.” This concept could shed light on the bewilderment many retirees experience. When individuals transition into retirement, they suddenly have more time for tasks and activities. Paradoxically, this newfound time can lead to an overwhelming sense of busyness, as …
The Need to Learn Cursive and Math
In today’s digital age, many people argue against the need to memorize facts for tests or everyday tasks. The rationale often goes, “I’ll be okay as long as I know where to find the information.” With resources like Google at our fingertips, it’s easy to see the merit in this perspective. However, consider this: what happens when you give a …
Can I Save Too Much for Retirement?
When it comes to retirement preparedness, countless studies indicate that many baby boomers are woefully unprepared. As a general demographic, they face the grim possibility of struggling with poverty in their later years, or even being unable to retire at all. It’s a sobering reality, but it raises an interesting question to the contrary: can someone actually save too much …
Long Term Care Insurance and Health Insurance – Not Your Average Topic
For those who are approaching the later stages of life, insurance is a big deal. And with politics endlessly in the news, politicians from all sides continue to debate what’s best for the “average American.” Unfortunately, these discussions often lead to gridlock, fueled by competing perspectives, and a system riddled with flaws. While there may be no straightforward solutions to …
The New Inheritance Trend
As college costs continue to rise and the job market becomes increasingly tech-driven, many families with young children are feeling the weight of financial uncertainty. The very education their kids need to thrive appears to be slipping out of reach, with alarming stories of graduates burdened by hefty student loans as they embark on adulthood. This situation leaves parents and …
Timing Your Retirement and Remaining Retired
Retirement means something a bit different to everyone. To some, it’s a financial finish line. To others, retirement represents a transition from paid work to volunteer work. Whatever it means to you and those close to you, retirement happens, whether by choice or by force. As a person nears ‘retirement age’, a litany of decisions arise that must be carefully …
Client Corner: Retirement is Everything We Hoped it Would Be
Toby and I retired 2 1/2 years ago after long careers with the federal government. At first, we were concerned about staying busy, but soon found ourselves taking classes at the U of U, playing pickleball, golfing, hiking, and doing volunteer taxes. Needless to say, our days are filled! We are also determined to live these “go go” years to …
Service Updates
Our Service & Experience Enhancement Project is Complete With your help, we were able to complete our service and experience enhancement project a couple of weeks ago and fully transition to our new investment management platform. During our annual Advisor’s Summit at the office in Kansas City, our advisors had the opportunity to connect with Head of Sales, Kevin Thornton, …
Who Is Really Winning At Retirement?
I’d like to share a few important discoveries that we’ve made in our business. This list is actually pretty insightful because it’s one that our clients helped us assemble. Those who invest the most in their planning reap the greatest rewards. People who regret financial decisions can usually point to not having enough information about the decision. Typically, this results from …
Back to the Basics: Retire Your Debts Before Retirement?
Before retirement, most people would like to pay off any remaining debts, so they can feel good going into that next phase of life all tidied-up. That makes a lot of sense, both financially and psychologically. In a recent meeting, we not only discussed this but put a plan together that was well received by the family, so we thought …
