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Briefcase Study: House Fever

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office, Briefcase Studies, SLC Summer 2021, Summer 2021 by Scott Dougan

Home is where the heart is. There’s no place like home. When the house is a rockin’ don’t bother knockin’. There’s no questioning the fact that a home is a critical piece of our lifestyle and identify. Where we live has a lot to do with whom we associate and spend time as well as how we perceive our standing …

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Back to the Basics: The Choice Challenge In Retirement

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office, Back to the Basics, SLC Summer 2021, Summer 2021 by Scott Dougan

The Choice Challenge In Retirement If you were to ask me what is my very favorite thing, I think I’d say it’s choice. I suppose it’s like declaring that freedom is good. The very ability to make choices with our time, money, relationships, careers…these all make life so much richer than the alternative, having few choices. An uncluttered view of …

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Is It Possible To Over-Save For Retirement?

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

There are countless studies that reveal how underprepared baby boomers are for retirement. As a group, it’s said that boomers are doomed to poverty lifestyles during retirement, that is, if they can ever retire at all. Sobering, indeed. While I can’t comment on all people approaching retirement, I often consider how much saving is “too much.” So I ask you: …

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Diversification: Always Something To Celebrate (And Apologize For)

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

This may feel like an old, well-worn topic, but please bear with me; I hope to present a new twist.  Diversification is a time-tested way for investors to manage the inherent risks of investing by owning lots of different kinds of assets. Diversification takes many forms, but often looks like this example: owning 60% of a portfolio in stocks and …

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Cash: The Glue That Holds It All Together

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

Have you ever gazed upon an heirloom-quality piece of furniture, a new gourmet kitchen, or a stunning sports car and thought to yourself, “The glue-work is simply exquisite.” Probably not. I know I haven’t. But what would that object look like if it wasn’t fastened together correctly, or at all? It’d be little more than a pile of individual parts …

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Spending In Retirement: More Or Less?

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

The question is easy to ask but incredibly difficult to answer. When faced with the question, it seems that the inner monologue of many aspiring retirees is screaming “We really should know this, but…” Of course, the question is intended to discover what your expenses are now and what they’re likely to be once you’re retired, a key piece of …

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Predicting the Future of the Market

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

Every so often I’ll read an article sent to me that says something to the effect of, “The stock market is poised for a HUGE loss, according to someone really smart.” I genuinely appreciate receiving these articles because I want to know what you’re reading out there, and if there’s validity to the article then let’s learn from it! With …

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Our firm is excited to announce the launch of Elevated Financial Wellness!

In Articles, Articles: Salt Lake City Office, SLC Spring 2021 by Scott Dougan

Studies show that eighty percent of employers’ report that financial stress is lowering their employees’ productivity level, and it’s costing them nearly half a trillion dollars annually.*   The EFW platform provides financial wellness technology with a human approach. Employees will not only have access to assessment tools to understand their financial/retirement needs but will also have access to our …