Team Corner

In Articles: Kansas City Office, Spring 2024, Team Spotlights by Scott DouganMarch 20, 2024

Welcome Harrison

Katie and Brandon welcomed their 4th child, Harrison Cole Murray, on January 26th. Hadley, Hayes and Harlow are so in love with him!

Your Retirement Elevated Podcast with Scott Dougan

The One Big Beautiful Bill Act (OBBBA) was passed in July and it’s already reshaping the retirement landscape, especially when it comes to tax strategy and account planning. In this episode, Scott breaks down the three biggest takeaways from the bill that directly impact your retirement accounts. From Rothification trends and expanded conversion opportunities to smarter ways to preserve income-based deductions, we’ll tell you what has changed and how to take advantage of it.

Here’s what we cover in this episode:

🔁 Rothification is accelerating – More contributions and catch-ups will be pushed into Roth buckets.

📆 Conversion windows expanded – Lower tax rates are extended, giving you more time for tax-smart Roth conversions.

📉 Income limits matter – New deductions come with phaseouts, so strategic use of tax-advantaged accounts (like IRAs & HSAs) is crucial.

🧠 Small moves add up – Stackable strategies like QCDs and bunching deductions can significantly lower lifetime taxes.

📊 You only have 4 tax years to act – Don’t wait until 2028 to start planning—optimize now.

💼 Want expert help in planning for your financial future?

Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg

📞 Call us: 913-393-4724

🌐 Visit our podcast website: https://listentoscott.com/

📚🛠️ Check out Scott’s book, Exceptional Retirement, and Retirement Toolkit

Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html