💼 Want expert help in planning for your financial future?

Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg

There’s no shortage of retirement advice out there, but not all of it is helpful, and some of it can quietly do real damage. Today, Scott walks through 10 of the most common retirement planning myths and explains why relying on them can derail an otherwise solid plan. Before assuming something is “just how retirement works,” it’s worth taking a closer look.

Here’s what we cover in this episode:

📚 The “Thick Plan” Fallacy: Why bigger financial plans don’t automatically mean better outcomes

💑 Survivor Income Assumptions: A surviving spouse usually needs more income than expected

📉 Stocks vs. Bonds in Retirement: Age alone isn’t a reliable investment guide

🛑 Spending During Market Downturns: Why “just stop spending” isn’t a realistic strategy

🤯 Decision Fatigue in Retirement: Financial decisions often become more complex, not less

📞 Call us: 913-393-4724

🌐 Visit our podcast website:  https://listentoscott.com/

📚🛠️ Check out Scott’s book, Exceptional Retirement, and Retirement Toolkit

Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html

🎥 Subscribe to our YouTube channel for more retirement insights!

🔔 http://youtube.com/@erg-kc?sub_confirmation=1

📰 Read our latest articles on Kiplinger:

https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser

📌 Follow us for expert retirement planning tips!

https://www.facebook.com/elevatedretirementgroupkc/

#retirement #retirementplanning

📞 Get your customized  planning started by booking a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

📘 Grab Your FREE Copy of “Rounding Third”

http://rounding-third.elevatemyretirement.com/

Finance is full of shiny objects, and not all of them are helpful. In this episode, Sean reveals the five most misleading tactics people encounter, from slick sales brochures to “guaranteed” returns that sound too good to be true. He explains why these ideas can create false confidence or unnecessary pressure, especially when decisions aren’t grounded in real planning. The takeaway is simple: clarity beats hype every time.

Here’s what we discuss in this episode:

📊 Hypotheticals: projections that rarely reflect reality

🏆 Industry Awards: recognition is often tied to sales volume

⏰ Limited Offers: pressure tactics driven by fear

🎯 Risk Balance: reward only makes sense with context

📝 Written Plans: strategy beats marketing every time

Contact us:

(801) 639-0095

slee@erg-slc.com