There are countless studies that reveal how underprepared baby boomers are for retirement. As a group, it’s said that boomers are doomed to poverty lifestyles during retirement, that is, if they can ever retire at all. Sobering, indeed. While I can’t comment on all people approaching retirement, I often consider how much saving is “too much.” So I ask you: …
This may feel like an old, well-worn topic, but please bear with me; I hope to present a new twist. Diversification is a time-tested way for investors to manage the inherent risks of investing by owning lots of different kinds of assets. Diversification takes many forms, but often looks like this example: owning 60% of a portfolio in stocks and …
Have you ever gazed upon an heirloom-quality piece of furniture, a new gourmet kitchen, or a stunning sports car and thought to yourself, “The glue-work is simply exquisite.” Probably not. I know I haven’t. But what would that object look like if it wasn’t fastened together correctly, or at all? It’d be little more than a pile of individual parts …
A new US president and the winding down of most government-led pandemic safety measures welcomed investors to 2021. As we experienced the reopening of many countries, volatility appeared in the equity markets but resulted in new market highs in the second quarter. The S&P 500 has now gained ground for five quarters in a row. Notably, it has gained more …
The question is easy to ask but incredibly difficult to answer. When faced with the question, it seems that the inner monologue of many aspiring retirees is screaming “We really should know this, but…” Of course, the question is intended to discover what your expenses are now and what they’re likely to be once you’re retired, a key piece of …
Every so often I’ll read an article sent to me that says something to the effect of, “The stock market is poised for a HUGE loss, according to someone really smart.” I genuinely appreciate receiving these articles because I want to know what you’re reading out there, and if there’s validity to the article then let’s learn from it! With …
A friend of ours had a wild experience when their cat brought a live chipmunk into their house and just dropped it. When a live wild animal is dropped into your home, you have some decisions to make. You can decide to catch and release it, try to kill it, or simply ignore it and hope it helps itself out. …
Fun Facts about Jennifer: Jennifer was born in Philadelphia, PA in 1963 She is the youngest of three girls. You already know how Scott and Jennifer met. Jennifer is an avid fitness instructor. She teaches Les Mills BodyPump, BodyFlow, Barre & PiYo. Her favorite jobs were…cashier at The Organ Grinder Pizza Parlour in Portland, Oregon; Child Development Specialist at Beech …
The word, ‘spring’ is such an active word. It’s an object that keeps your car riding comfortably by smoothing out the bumps, it’s an act of movement – to spring – and it’s also a season that offers so much promise. Spring and ‘to spring’ feel like exactly what we all need right now. We’re transitioning from a LONG season …
Studies show that eighty percent of employers’ report that financial stress is lowering their employees’ productivity level, and it’s costing them nearly half a trillion dollars annually.* The EFW platform provides financial wellness technology with a human approach. Employees will not only have access to assessment tools to understand their financial/retirement needs but will also have access to our …
