Team Spotlight: Jacque Hayes
Fun Facts About Jacque Where were you born? Kansas City Mo. What’s your biggest pet peeve? People licking their fingers and touching something before handing it to you. Favorite vacation spot? Toss up between Mexico for relaxation and Disney for family fun! What was the first concert you attended? Lyte Funkie Ones (LFO) Cats or Dogs? Dogs My favorite candy …
Back to the Basics: The Choice Challenge In Retirement
The Choice Challenge In Retirement If you were to ask me what is my very favorite thing, I think I’d say it’s choice. I suppose it’s like declaring that freedom is good. The very ability to make choices with our time, money, relationships, careers…these all make life so much richer than the alternative, having few choices. An uncluttered view of …
Is It Possible To Over-Save For Retirement?
There are countless studies that reveal how underprepared baby boomers are for retirement. As a group, it’s said that boomers are doomed to poverty lifestyles during retirement, that is, if they can ever retire at all. Sobering, indeed. While I can’t comment on all people approaching retirement, I often consider how much saving is “too much.” So I ask you: …
Diversification: Always Something To Celebrate (And Apologize For)
This may feel like an old, well-worn topic, but please bear with me; I hope to present a new twist. Diversification is a time-tested way for investors to manage the inherent risks of investing by owning lots of different kinds of assets. Diversification takes many forms, but often looks like this example: owning 60% of a portfolio in stocks and …
Cash: The Glue That Holds It All Together
Have you ever gazed upon an heirloom-quality piece of furniture, a new gourmet kitchen, or a stunning sports car and thought to yourself, “The glue-work is simply exquisite.” Probably not. I know I haven’t. But what would that object look like if it wasn’t fastened together correctly, or at all? It’d be little more than a pile of individual parts …
Spending In Retirement: More Or Less?
The question is easy to ask but incredibly difficult to answer. When faced with the question, it seems that the inner monologue of many aspiring retirees is screaming “We really should know this, but…” Of course, the question is intended to discover what your expenses are now and what they’re likely to be once you’re retired, a key piece of …
Predicting the Future of the Market
Every so often I’ll read an article sent to me that says something to the effect of, “The stock market is poised for a HUGE loss, according to someone really smart.” I genuinely appreciate receiving these articles because I want to know what you’re reading out there, and if there’s validity to the article then let’s learn from it! With …
Why It’s So Hard To Get Organized Financially
A friend of ours had a wild experience when their cat brought a live chipmunk into their house and just dropped it. When a live wild animal is dropped into your home, you have some decisions to make. You can decide to catch and release it, try to kill it, or simply ignore it and hope it helps itself out. …
Team Spotlight: Jennifer Dougan
Fun Facts about Jennifer: Jennifer was born in Philadelphia, PA in 1963 She is the youngest of three girls. You already know how Scott and Jennifer met. Jennifer is an avid fitness instructor. She teaches Les Mills BodyPump, BodyFlow, Barre & PiYo. Her favorite jobs were…cashier at The Organ Grinder Pizza Parlour in Portland, Oregon; Child Development Specialist at Beech …
Back to the Basics: Why Buying Luxury Items Is Less Harmful at 62 Than at 22
Why Buying Luxury Items Is Less Harmful at 62 Than at 22 This rant may come as a surprise to you, at least coming from me. It’s actually a little surprising to me that I’m writing it because I wrestle with this topic quite a bit. The subject is that of luxury items; things like a ’69 Camaro, a Florida …
