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How An Election Affects Markets

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

It’s time to discuss the elephant in the room, the upcoming election. I’m regularly hearing concerns during meetings about the upcoming election and its possible effects on the stock market. While I wish I could just tune out politics entirely, I suppose we can spend an article on elections and then get back to our regular programming soon enough. Here …

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COVID-19 Adds Even More Incentive to Future-Proof Your Retirement with a Roth

In Articles, Articles: Kansas City Office, Retirement by Scott Dougan

Considering the stimulus spending going on, tax rates this low aren’t likely to last, so take advantage now. Back in 2018, when the Tax Cuts and Jobs Act (TCJA) went into effect, did your financial adviser encourage the idea of changing how you save for retirement? If you took action, you likely established a strategy to withdraw some or even …

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What Newer Retirees Aren’t Talking About

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office by Scott Dougan

There’s one thing I can report that I’m NOT hearing from newer retires: that it’s awful. That’s right. Not a single time have I heard someone say they’re loathing their ability to be a person of the retired class. Instead, newer retirees share stories of travel, time spent with family, projects they’ve considered getting around to doing on the house, …

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Briefcase Study: If a Tree Falls In the Woods

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office, Briefcase Studies, SLC Summer 2020, Summer 2020 by Scott Dougan

If a Tree Falls In the Woods, and Other Election Year Thoughts During a recent meeting, and then at another meeting, and another…the question came up: “With an election coming up, what should we be doing about our investments?” Here we are, in the midst of a presidential election season, and we’re all searching for answers. People are asking themselves, …

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Back to the Basics: Two Ways To Estimate Retirement Expenses; One Fast, One Slow

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office, Back to the Basics, SLC Summer 2020, Summer 2020, Tax Planning by Scott Dougan

Retirement Planning done well should feel like a state of flow. Money flows in, money flows out; the rate of this flow is determined by your chosen lifestyle. Ideally, your lifestyle conforms naturally to your desires and needs, as they shift with your health and interests. Thus your accumulated assets should provide you with enough income (flow in) to match …

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Back To Normal. Right?

In Articles, Articles: Kansas City Office by Scott Dougan

Have you ever known a couple who breaks up after a long relationship, then reconciles again? It’s a huge sigh of relief for all of those who know them because, after all, they’re meant to be together. And while this looks and feels great from the outside, it’s complicated for the couple. They now appreciate one another more than ever, …