Election and the Markets
If there’s one thing we all love, it’s a presidential election! The drama, the excitement, the intrigue…it’s a shame we have one of these only every four years. Well, in light of this craziness layered on top of a pandemic, we wanted to share some timely thoughts with you concerning the upcoming election and the markets. With the help of …
Save the Date: Registration Required
Tuesday, November 10th 12:00 noon – 1:00 pm Year End Tax Planning Webinar You Will Learn… • Tax proposals for 2021 and how the S.E.C.U.R.E Act will dramatically affect the way your retirements accounts will be taxed at your death • Year-end tax planning opportunities to take advantage of by 12/31/2020 • How to create tax-free income in retirement • …
Briefcase Study: Can The Financial Markets Be Trusted?
Quite often, I’ll receive a call or an email that goes something like this: “So-and-so on the news said the market is ripe for a big selloff in October or November, what do you think?” I hope you know by now that I always welcome the opportunity to help you with your questions. Keep them coming. This question in particular …
Congratulations Daniel Allgaier
We are excited to announce that our Financial Planner, Daniel Allgaier, recently passed the CFP® exam. The CERTIFIED FINANCIAL PLANNER® designation is viewed as one of the top designations one can attain in the financial planning industry. This grueling 170-question exam consists of two 3-hour sessions and has a pass rate of about 62%. After studying for over 390 hours …
Back to the Basics: Why it All Starts with Income Planning
There are several questions that hopeful retirees are consistently asking as they seek to build a successful retirement. Some of these questions are: When can I retire? How much do we need? Will I have enough? What if there’s a major healthcare, stock market, or inflationary event that threatens what we’ve saved? While all of these questions are certainly different …
How An Election Affects Markets
It’s time to discuss the elephant in the room, the upcoming election. I’m regularly hearing concerns during meetings about the upcoming election and its possible effects on the stock market. While I wish I could just tune out politics entirely, I suppose we can spend an article on elections and then get back to our regular programming soon enough. Here …
COVID-19 Adds Even More Incentive to Future-Proof Your Retirement with a Roth
Considering the stimulus spending going on, tax rates this low aren’t likely to last, so take advantage now. Back in 2018, when the Tax Cuts and Jobs Act (TCJA) went into effect, did your financial adviser encourage the idea of changing how you save for retirement? If you took action, you likely established a strategy to withdraw some or even …
What Newer Retirees Aren’t Talking About
There’s one thing I can report that I’m NOT hearing from newer retires: that it’s awful. That’s right. Not a single time have I heard someone say they’re loathing their ability to be a person of the retired class. Instead, newer retirees share stories of travel, time spent with family, projects they’ve considered getting around to doing on the house, …
Health and Safety Message
Back in May, our goal was to get back to conducting in-person meetings here at the office starting June 1st. At the time, Salt Lake County was entering the Yellow phase of the pandemic and the restrictions were starting to ease a bit. Fast forward to mid-July and we are seeing case counts on the rise, discussions of closing certain …
The Metric System
Carpenters and bakers know the pain, but have simply embraced it. “Because we’ve always done it this way” means we should keep doing it this way, or so the story goes. In the 1970s there was a movement to eradicate this pain, but it just didn’t stick. The metric system, they said, just wasn’t going to provide enough benefits to …
