The Home Improvement Dilemma
There must be something in the air. Maybe it’s just the home improvement stores’ relentless advertising. Or could it be that we’re getting excited for spring to arrive? Whatever it is, quite a few of you are gearing-up for big home improvement projects. But before the roofers start swinging hammers and the bathroom contractors begin ordering cabinets, a number of …
Report: Special Tax Report
Helpful Information for Filing 2019 Income Taxes and Proactive Tax Planning for 2020 Tax planning should always be a key focus when reviewing your personal financial situation. One of our goals as financial professionals is to highlight tax savings opportunities and strategies so that you pay only your fair share of taxes and no more. This special report reviews some …
Client Spotlight: Claude and Ramona
Danube River Cruise After spending 40 years serving in the Army (24 in uniform and 16 as a Department of the Army Civilian) Claude and Ramona, who spent 20 years as an escrow officer, were able to travel to Europe and enjoy a seventeen-day Danube River Cruise. Their adventure started in Budapest, Hungary and took them all the way to …
Employee Spotlight: Melissa Ceballos
Melissa Ceballos, Director of Talent and Business Acquisition Melissa has nearly 20 years’ experience in roles involving HR/Talent Acquisition, Sales, Marketing, and Business Development and has a true passion to help people! In everything she does her focus has always been on developing strong, meaningful, and long-lasting relationships to understand needs and align resources effectively. Melissa was born and raised …
Employee Spotlight: Daniel Allgaier
Daniel Allgaier, Financial Planner Daniel is from Utah and loves the diversity of the Utah landscape and changing seasons, especially the fall. He graduated from Utah Valley University with a degree in Personal Financial Planning. He carries is Series 7 and 63 licenses and will be sitting for the CFP® exam in April of 2020. Daniel and his wife, Raina, …
Retirement Elevated Classes
Join Us. Plan for Your Retirement Today. Our two-session course will give you the tools, knowledge and confidence you need to plan a secure retirement. During this course, you will: • Discover how much money you will need to retire • Discuss Social Security claiming strategies • Learn how to avoid the 10 biggest retirement planning mistakes • Review strategies …
2020 Winter Newsletter: Salt Lake City
ELEVATED INSIDER A new year, a new decade. A time to reflect on our past accomplishments and failures while also focusing on our goals for the future. 2019 brought a lot of blessings, both professionally and personally. Our Elevated Retirement Group team grew from seven to 14 in just 12 months. But this also included saying goodbye to some of …
Briefcase Study: Pension Options
A very common decision for current retirees to make, and one that we’ve seen a lot of recently, is that of which pension option to choose when preparing for retirement from your company, school, or municipality. You’ll see options such as Single Life Annuity, 50% Joint & Survivor Annuity, or Partial Lump Sum Option (PLOP). All of these options can …
Back to the Basics: Having A Budget Vs. Budgeting
One of the most critical – and often overlooked – aspects of planning a successful retirement is the estimating of expenses during retirement. The ability to project what your lifestyle will cost into retirement allows you to determine whether the nest egg you’ve accumulated will go the distance. When we approach this subject with aspiring retirees, we’re often met with …
Report: Secure Act of 2019
SECURE ACT OF 2019 The Setting Every Community Up for Retirement Enhancement Act, or the SECURE Act, was passed by Congress in December 2019. This legislation is effective as of January 1, 2020. The law does the following: Top 3 items to know for individuals: 1. Allow taxpayers of any age to make traditional IRA contributions – Currently, anyone that …
