Report: Proactive Retirement Planning
The New Secure Act & Proactive Retirement Planning The House of Representatives passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act on May 23. The next step is to pass through the Senate and be signed by the President. With strong bipartisan support and the Senate already considering changes for retirement plans, industry expert Bob Keebler (CPA, MST of …
Diversification: Always Something To Celebrate (And Apologize For)
This may feel like an old, well-worn topic, but please bear with me; I hope to present a new twist. Diversification is a time-tested way for investors to manage the inherent risks of investing by owning lots of different kinds of assets. Diversification takes many forms, but often looks like this example: owning 60% of a portfolio in stocks and …
Healthcare May Be Broken, But Your Retirement Plan Doesn’t Need To Be
Live on less than you earn, pay less interest on debts than you receive on your assets, mind your taxes, and you’ll be fine. It sounds so simple, and it is. Similarly, eat fewer calories than you burn, exercise regularly, avoid running red lights in your car, and you’ll be fine. It sounds so simple, and yet it’s not. Why? …
Client Corner: Mike and Michele
Mike and Michele Originally from Utah and California Mike: 24 year Career in USAF, High School and Community College Educator Michele: Attorney and HR Director Mike and Michele recently traveled through Europe for 3 months with their two 10 year old grand children. Their trip took them to the Eiffel Tower, Brandenburg Gate, Charles Bridge, Salzburg, and the Roman Colosseum. …
Employee Spotlight: Sharley Hartley
Sharley Hartley Financial Paraplanner Sharley grew up in Utah enjoying all of the many things it has to offer. She studied Psychology and Criminal Justice before realizing the financial world is where she wants to be. After obtaining her Series 7 and 63 and working as a broker she decided to get into financial planning. When out of the office …
Employee Spotlight: Aisha Bair
Aisha Bair Director of Client Services Aisha came from a small mountainous town called Bend, Oregon. She went to SUU for Business Management and is working on her degree. She and her husband, Andrew, have a daughter named Maya. They love to bake and cook as a family. Aisha enjoys teaching Maya how to sing and play piano as well …
2019 Spring Newsletter: Salt Lake City
ELEVATED INSIDER Spring is in the air. Flowers are blooming, trees are budding, birds are chirping….and someone just yelled, “Play ball!” It’s baseball season – my favorite time of year. And I’m lucky enough to have a son who loves the game as much as I do. I’m coaching his Pee Wee baseball team again this year and we’re having …
Match the Money to the Need
I did a radio show interview a few years ago and the host of the show asked me, “What’s one piece of advice you’d offer retirees who are concerned about planning their retirement?” It’s a fair question but admittedly difficult to answer in an era of sound bites. In an interview like that, I’m thinking about what the perfect answer …
Back to the Basics: Revisiting an Enduring Strategy
In a recent email from a very well-known firm in our industry, the subject line stated, ‘[this person] Shares A New Retirement Strategy.’ Always eager to add a new tool to the toolbox, I read further. What the article was sharing was a strategy that isn’t ‘New’, but it’s one that we’ve been using since the day Elevated Retirement Group’s …
Briefcase Study: Those Pesky Remaining Debts
Before retirement, most people would like to pay off any remaining debts, so they can feel good going into that next phase of life all tidied-up. That makes a lot of sense, both financially and psychologically. In a recent meeting, we not only discussed this but put a plan together that was well received by the family, so we thought …
