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Employee Spotlight: Melissa Ceballos

In Articles, Articles: Salt Lake City Office, SLC Winter 2020, Team Spotlights by Scott Dougan

Melissa Ceballos, Director of Talent and Business Acquisition Melissa has nearly 20 years’ experience in roles involving HR/Talent Acquisition, Sales, Marketing, and Business Development and has a true passion to help people! In everything she does her focus has always been on developing strong, meaningful, and long-lasting relationships to understand needs and align resources effectively. Melissa was born and raised …

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Employee Spotlight: Daniel Allgaier

In Articles, Articles: Salt Lake City Office, SLC Winter 2020, Team Spotlights by Scott Dougan

Daniel Allgaier, Financial Planner Daniel is from Utah and loves the diversity of the Utah landscape and changing seasons, especially the fall. He graduated from Utah Valley University with a degree in Personal Financial Planning. He carries is Series 7 and 63 licenses and will be sitting for the CFP® exam in April of 2020. Daniel and his wife, Raina, …

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Retirement Elevated Classes

In Articles, Articles: Salt Lake City Office, SLC Winter 2020 by Scott Dougan

Join Us. Plan for Your Retirement Today. Our two-session course will give you the tools, knowledge and confidence you need to plan a secure retirement. During this course, you will: • Discover how much money you will need to retire • Discuss Social Security claiming strategies • Learn how to avoid the 10 biggest retirement planning mistakes • Review strategies …

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2020 Winter Newsletter

In Newsletters: Salt Lake City Office, SLC Winter 2020 by Scott Dougan

ELEVATED INSIDER A new year, a new decade. A time to reflect on our past accomplishments and failures while also focusing on our goals for the future. 2019 brought a lot of blessings, both professionally and personally. Our Elevated Retirement Group team grew from seven to 14 in just 12 months. But this also included saying goodbye to some of …

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Briefcase Study: Pension Options

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office, Briefcase Studies, SLC Winter 2020, Tax Planning, Winter 2020 by Scott Dougan

A very common decision for current retirees to make, and one that we’ve seen a lot of recently, is that of which pension option to choose when preparing for retirement from your company, school, or municipality. You’ll see options such as Single Life Annuity, 50% Joint & Survivor Annuity, or Partial Lump Sum Option (PLOP). All of these options can …

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Back to the Basics: Having A Budget Vs. Budgeting

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office, Back to the Basics, SLC Winter 2020, Tax Planning, Winter 2020 by Scott Dougan

One of the most critical – and often overlooked – aspects of planning a successful retirement is the estimating of expenses during retirement. The ability to project what your lifestyle will cost into retirement allows you to determine whether the nest egg you’ve accumulated will go the distance. When we approach this subject with aspiring retirees, we’re often met with …

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Back to the Basics: Total Value

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office, Back to the Basics, Fall 2019, SLC Fall 2019, Tax Planning by Scott Dougan

So much attention gets paid to the growth (or decline) of the stock market that I fear we can become hypnotized by it and fall prey to sloppy fundamentals from time to time. How do I know this? Because many of the people we work with admit to receiving each investment statement and simply doing the ol’ “Is it up …

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Briefcase Study: “So, compared to others, how are we doing?”

In Articles, Articles: Kansas City Office, Articles: Salt Lake City Office, Briefcase Studies, Fall 2019, SLC Fall 2019 by Scott Dougan

This question came up recently and it comes up often and I love it when people have the courage to ask. Don’t you secretly want to know if you’ve saved more than your friends or if your income is higher? It’s easy to tell if your house is bigger or if your car is more expensive. But when it comes …

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Client Spotlight: Tom and MaryKaye

In Articles, Articles: Salt Lake City Office, SLC Fall 2019 by Scott Dougan

England, Scotland, Ireland Tom, who worked in social services and at Primary Children’s Hospital and MaryKaye, who ran a Preschool program and taught the Pre-K4 class, finally made the decision to head down the road of ‘official’ retirement. One of their first adventures included a trip to the UK to visit their youngest daughter, who is there working on her …